Specialty Home Loans is a Kirkland, WA mortgage broker serving homebuyers, homeowners, and real estate investors. Meet the team and learn how we work.


About Specialty Home Loans

We’re a mortgage broker based in Kirkland, Washington, working with homebuyers, homeowners, and real estate investors. We shop your loan across lenders and programs, then manage the file through to closing.

Who we work with

  • Homebuyers and homeowners in WA, OR, CA, ID, TX, and FL: purchase, refinance, FHA, VA, jumbo, and renovation loans.
  • Real estate investors in 31 states: business-purpose loans, including DSCR loans on rental properties.

Why we’re different

We work on the other side of the table, too. Our parent company, Specialty Real Estate Group, has been buying, building, selling, and managing real estate since 2010, with more than 700 transactions and over $500 million in real estate volume. That means we’ve seen the same deals you’re looking at, from the investor’s and builder’s side, and we understand what a lender needs to see to get a file closed.

Meet Adrian

Adrian Chu is the founder and mortgage broker behind Specialty Home Loans (NMLS #920749). He is also a licensed real estate broker in Washington, California, Oregon, and Arizona. Adrian holds an MBA and a Bachelor of Science in Electrical Engineering from the University of Washington, and he spent the early part of his career in technical lead and program management roles at Fortune 100 technology companies. Today he also develops and builds homes, which gives him a practical view of financing from the borrower’s side.

Our team

Adrian Chu, Mortgage Broker, NMLS #920749
Kelly Quan, Loan Officer | Loan Processor, NMLS #2216337
Ying Chen, Loan Officer, NMLS #2418556

How we work

  • We compare options. We show you the programs that fit and what each one costs, including fees and not only the rate.
  • We explain the tradeoffs. If a loan isn’t the right fit, we’ll tell you.
  • We stay on the file. You deal with the same team from application to closing.

Our family of companies

Specialty Home Loans is part of Specialty Real Estate Group, which also includes our brokerage, property management, and design and build companies. You’re never required to use our other companies to get a loan with us.

Contact us

Specialty Home Loans
720 Market Street, Suite G, Kirkland, WA 98033
(206) 407-5452 | [email protected]